|
Our Business
Partner is Valmark
Securities, Inc., Akron, Ohio.
It is through this firm that we place
majority of our
financial services business. Please
visit the Valmark Securities website at
www.valmarksecurities.com.
We assist
our clients with both their
personal and business life
insurance needs by providing
the highest quality products
through the most highly rated
life insurance companies through
our partnership with Valmark
Securities, Inc. Term life
insurance, universal life and
variable life products designs
are available.
| Here
is a partial list
of companies with
whom we do business: |
 |
 |
 |
 |
 |
|
Our
professional
and business
clients need
to protect their
incomes as their
most import asset.
This is accomplished
through the use
of high quality
disability contracts.
| Here
are our
disability
insurance
relationships: |
 |
 |
 |
 |
|
Many
of
our
clients
have
become
concerned
about
the
general
trend
toward
better
health
and
longer
life
spans
and
accordingly,
are
interested
in
protecting
their
quality
of
life
at
older
ages.
Long
Term
Care
products
are
created
to
meet
this
need.
We
assist
our
clients
in
this
process
by
providing
high
quality
long
term
care
coverage
through
a
number
of
major
insurance
companies
as
follows:
Over the past
10 years, the “Life
Settlement” market has matured,
giving our clients the option, when
they no longer need a life insurance
policy, to enter into a life settlement
rather than accepting the cash surrender
value for the policy. In
the Life Settlement market, an independent
investment firm fairly
appraises the value of the policy
based on the insured’s age,
health, etc. and makes a cash offer
to purchase that policy. Many times,
this offer is well in excess of the
cash surrender value.
| The
major companies with
whom we have relationships
are: |
 |
 |
 |
 |
 |
 |
|
Our firm
offers both fixed and variable
annuity products.
Immediate annuities
begin to pay out an immediate income
to our clients either as a part of
their retirement income, or to assist
in funding charitable giving, family
gifting, funding life insurance premiums,
etc. We also handle deferred annuities
which accumulate either on a fixed
or a variable basis, tax deferred
until income is taken without penalty
after
age 59 ½. We place this business
through a number of major life insurance
companies.
|
|
