We have
specialized in Employee Benefits
for over 27 years.
The employee
benefits department designs benefit
plans involving
Life, Group Health,
Dental, Disability,
Vision, 401 (k) Retirement
Plans, Long Term
Care and other ancillary voluntary
benefits.
Our Scope of
Services Include:
- Initial
Fact Finder Interview
- Preparation of request for
proposal to ensure competitive
carrier
quotations
- Evaluation of carrier options
to include design and cost
- Presentation of competitive
plan designs and cost
- Introduction
of local carrier representative
for a Q& A
discussion
- Creation
of client specific communication
pieces, designed
to help employees
understand their choices of benefits
- Conduct
employee meetings to review
in detail the plan of benefits
and cost associated with each
plan.
- Individual
employee meetings, as necessary,
to discuss transition of current
on going
medical
care being received
Our Value-Added
Services Include:
- Quarterly
service phone call / visit
- Conduct a
scheduled meeting with the company
HR individual to review in depth
the carrier administrative procedures
to include Adding, Deleting,
and Changing employee data, and
monthly premium bill reconciliation
- On going billing,
administrative, and claims support
- Notification of legislative
changes / requirements pertaining
to
COBRA , HIPPA or CMS

Our Areas of expertise include:
- Medical
- Life (Group Term/Universal
Life)
- Short Term/Long Term Disability
- Pension, Profit Sharing, 401K
- Dental
- Long Term Care
- Section 125
(Cafeteria Plans)
- EAP (Employee Assistance Programs)
Optional Plan
Designs:
- Traditional
Indemnity Plans
- PPO Plans
- Self-Funded
Plans
- HMO Plans
- POS Plans
- PEO Plans
- HSAs (Health
Savings Accounts

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